Dongguan to follow up the market regulation in October 7th from 2 sets of restrictions

ZA.

xinkuaibaoZAKERguang· 2016-10-06 22:30:18

Express News reporter Yang Yingjie reported that after Zhengzhou, Chengdu, Beijing, Tianjin, Ji'nan, Wuhan, Nanjing, Wuxi, Suzhou, Shenzhen, Hangzhou, Zhuhai City, Dongguan government issued a policy to regulate the property market! In October 6th, Dongguan issued the "Dongguan Municipal People's Government Office on further promoting the steady and healthy development of the city's real estate market, a number of opinions", and in October 7, 2016 formally implemented. It is reported that in the administrative area of the city, the city residence households have 2 or more housing units and suspended its sales of new commodity housing; to have 1 sets of housing, can not provide the date of purchase before 2 years in the city for more than 1 years of continuous monthly pay personal income tax or social insurance that non family permanent residents of the city, and have 2 or more housing units and non city residence households, suspended its sales of new commodity housing.

said, according to the provisions of the silver 2015 silver 305 and 2016 of Document No. 26, the implementation of the purchase of the city for the first time buyers and the first suite of the minimum down payment ratio of not less than 30%, the lowest two suites down payment of not less than 40%. Since October 7th, the Dongguan related differential housing credit policy to be adjusted as follows: (a)

households for the first time to buy ordinary housing (referring to the purchase of housing, never) in accordance with national policies, the application of commercial individual housing loans the minimum down payment ratio of not less than 30%.

(two) to purchase loan records but actually did not apply for loans to purchase housing households, with 1 sets of housing purchase loans but no record or appropriate home loans have been settled households, again for commercial housing loans to individuals to purchase ordinary housing loans, the proportion of the minimum down payment of not less than 30%.

(three) households have 1 sets of housing and the corresponding purchase loans outstanding, once again apply for commercial individual housing loans to buy ordinary housing, the minimum down payment ratio of not less than 40%.

(four) for the possession of 2 or more households in the housing, the suspension of commercial housing loans to individuals. Prior to the implementation of the advice has signed a subscription book and the delivery of the deposit, or delivery of the first payment, households purchase behavior is not official net contract, if you provide the subscription agreement and deposit of electronic payment electronic Jinzhangchan original or original Jinzhangchan, is the lowest proportion of the first payment according to the original provisions. The

document is as follows:

the people's Government of towns (street offices, the park management committee), city directly under the unit:

in order to further promote the stable and healthy development of real estate market, approved by the Municipal People's government, we hereby put forward the following opinions:

, to increase the supply of residential land to co-ordinate efforts to adjust

of city real estate the structure of land supply, increasing commodity housing land supply scale. Revitalize the stock of all kinds of real estate development, mining increment from "three old" city renewal project, a balance of commercial and residential, industrial and other new state reconstruction project scale, appropriate to increase the supply of housing. Optimize the structure of housing supply, increasing the number of small Taoxing housing supply, support the rigid housing demand. Optimization of land supply mode, listed publicly sold commercial and residential land, the land premium rate of more than a certain percentage of the bidding to compete with talent housing or affordable housing area, or competing assembly type construction ratio. Municipal Land Department in a timely manner to the public land supply plan, give full play to the role of the real estate market regulation of the land market, the stability of the land market expectations.

two, the implementation of the housing price filing system

by the municipal development and reform, housing construction, housing and real estate development enterprise price behavior of the implementation of linkage supervision. From October 7, 2016 onwards, new housing projects to the housing department for pre (now) before, first to the development and reform department for record sales price, the price for the record in the online publicity, the pre-sale permit (or a registration certificate), the housing management departments for the record price file is locked, the actual transaction price shall not be exceeded the record price, downward float of not more than 15%, a record price by two months before adjustment. In January 1, 2016 after the pre-sale permit (or a registration certificate) in the sale of commercial housing projects in October 20, 2016 to complete the development and Reform Department of unsold housing prices filing procedures.

three, the property purchase restrictions policy

since October 7, 2016, in the administrative area of the city, the city residence households have 2 or more housing units and suspended its sales of new commodity housing; to have 1 sets of housing, can not provide the date of purchase before 2 years in the city for more than 1 years of continuous monthly pay personal income tax or social insurance that non city residence households, and have 2 or more housing units and non city residence households, suspended its sales of new commodity housing. The purchase of time that new commodity housing to commercial housing sales contracts signed date. Housing purchase policy as a timely adjustment of the specific circumstances.

four, perfect the differential housing credit policy according to the provisions of

silver 2015 silver 2016 No. 305 and No. 26 document, the implementation of the purchase of the city for the first time buyers and the first suite of the minimum down payment ratio of not less than 30%, the lowest two suites down payment of not less than 40%. Since October 7, 2016, the city related to the differential housing credit policy be adjusted as follows: (a) households for the first time to buy ordinary housing (referring to the purchase of housing, never) in accordance with national policies, the application of commercial individual housing loans the minimum down payment ratio of not less than 30%. (two) to purchase loan records but actually did not apply for loans to purchase housing households, with 1 sets of housing purchase loans but no record or appropriate home loans have been settled households, again for commercial housing loans to individuals to purchase ordinary housing loans, the minimum down payment ratio of not less than 30%. (three) the residents of households with 1 sets of housing and the corresponding purchase loans outstanding, once again apply for commercial individual housing loans to buy ordinary housing, the minimum down payment ratio of not less than 40%. (four) the suspension of commercial housing loans to households with 2 or more housing units. Prior to the implementation of the advice has signed a subscription book and the delivery of the deposit, or delivery of the first payment, households purchase behavior is not official net contract, if you provide the subscription agreement and deposit of electronic payment electronic Jinzhangchan original or original Jinzhangchan, is the lowest proportion of the first payment according to the original provisions. People's Bank of Dongguan City Center branch, Dongguan branch of the Banking Regulatory Commission will continue to strengthen supervision and guidance of the commercial banks to adjust individual housing loans to adjust the minimum down payment ratio. Various commercial banks should strictly implement differentiated housing credit policy, and further strengthen the housing credit risk control.

five, strengthen pre-sale regulation

without pre-sale permit commercial housing projects, real estate development enterprises shall not be pre-sale, not to subscribe, booking, arranging, investment and financing, VIP card payment to the buyer or a disguised fee charged any booking fee properties. The pre-sale permit commercial housing projects, real estate development enterprises must all sale listings and each housing prices in 10 days of one-time open, and in strict accordance with the record price tag of foreign sales. To strengthen the normalization of commercial housing pre-sale inspection, on the existence of illegal sales, property hoarding, hoarding and other illegal acts of the development of enterprises and intermediary agencies, once verified, severely dealt with according to the law.

six, strengthen rectify and standardize the real estate market in

City, housing, land, housing, commerce, development and reform, finance, publicity and other related departments to carry out their duties, regulate the real estate market information and real estate sales behavior. The real estate development companies, real estate intermediary enterprises shall not use the Internet to engage in illegal financial business or in cooperation with the Internet platform to carry out illegal financial business, resolutely crack down payment loan "," raise the purchase "and other illegal acts. Further standardize the behavior of real estate intermediary institutions. Intensify the supervision and management of real estate advertising, serious investigation and exposure release contains false, deceptive, induced nature of the content of the advertising business, media and individuals. Bank, China Banking Regulatory Commission and other financial regulators to build housing, the housing authority to strengthen the supervision of various types of credit funds, to prevent illegal funds into the real estate market.

seven, innovative housing security, to establish and improve the scientific housing security system

to speed up the cultivation and development of housing rental market, and gradually establish a system of housing purchase and rent simultaneously. Formulate preferential policies to support the consumption of housing rental policy measures to guide urban residents to solve the housing problem, the formation of the first to rent to buy, gradient consumption, purchase and rent simultaneously housing consumption patterns. Build a housing rental platform, the development of large-scale specialized housing rental agencies, improve the transparency of the housing rental market and operational efficiency, and expand the field of housing rental emerging ancillary services. Study the relevant policies and measures to improve the public rental housing, improve the coverage of public rental and other security measures and inclusive. Encourage and support the town street, the park to revitalize the stock of resources, strengthen support for talent housing. To speed up the establishment of a talent housing supply and distribution system, planning and construction of a number of talent apartments, the formation of a talent oriented and policy oriented nature of the housing. At the same time, through the development of relevant supporting policies to encourage social capital to participate in the construction of investment.

eight, strengthen information disclosure, correctly guide public opinion

Statistics Department announced new sales continue to do a good job in basic commodity housing situation, regularly publish the city and towns Street (Park) commercial housing inventory (i.e., 16072 sales area), to further improve the transparency. Publicity, housing construction, land, housing management, development and reform, industry and Commerce and other departments to strengthen cooperation liaison mechanism and rapid response mechanism, timely notification of information on the untrue reports should be timely, active clarification. The relevant departments to strengthen the regulation of the real estate market policy, the real estate market supply and demand, to combat illegal speculative interpretation of publicity and other aspects, to guide residents to rational purchase, for the real estate market stability and healthy development to create a good atmosphere of public opinion.

nine, strengthen departmental interaction, improve the regulation of real estate joint conference system

to strengthen organizational leadership, set up by the Municipal Housing Bureau led the real estate market regulation system to participate in the joint meeting of the municipal Party Committee Propaganda Department, municipal development and Reform Bureau, the Municipal Finance Bureau, City Land Bureau, the Municipal Planning Bureau, the city Housing Authority, the city housing provident fund center city, Industrial and Commercial Bureau, Municipal Bureau of statistics, Finance Bureau, tax bureau, tax bureau, the people's Bank of Dongguan Center branch, Dongguan Banking Bureau and other departments, guidance and coordination, to promote the work of the city's real estate market regulation. Improve the working mechanism, strengthen the monitoring, analysis and assessment of the real estate market. Strengthen the real estate market regulation and control policy, improve the relevant regulatory measures in a timely manner. The people's governments of towns (street offices, the park management committee) to implement local management responsibility, comprehensive supervision, protection of our real estate market is stable and healthy development.

Dongguan Municipal People's Government Office

2016 October 6th

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